Divorce Financial Planning and Settlement Counseling

Whether you are an individual trying to assess your settlement options or a couple working together, comprehensive divorce financial planning and settlement counseling can be one of the most important parts of the process.

Working with a CDFA® and CFP® professional will help to remove the fear and uncertainty surrounding these
critical one-time financial decisions by helping you understand:

  • Separate or Personal vs. Marital Property
  • Valuing your property
  • Dividing assets and debts
  • Retirement savings and pension division
  • After-tax division considerations
  • Options for the marital home and mortgage
  • Lifestyle analysis and budgets
  • Ongoing health care coverage
  • Child Support
  • Spousal Support
  • Potential tax implications resulting from support child-related decisions
  • Short-term and long-term impact of proposed divorce settlements

In addition to understanding your current financial details, which is critical for reaching the initial settlement, we can look at longer-term projections to ensure the settlement is truly sustainable in the long run.

For Parties Working Together

Financial Harmony provides financial guidance as you weigh the many options for your settlement. Divorce isn’t something most people have experience with, and there are many ways to get it wrong. We’ll determine the level of financial due diligence appropriate for your situation and discuss strategies to optimize your settlement agreement so you can both move forward with a sound plan. We work with clients using different approaches to divorce, from those completing a DIY divorce to those with attorney representation.

For Individuals

Perhaps you are just trying to gather some preliminary information, or maybe you wonder what a reasonable settlement might look like. We’ll work with you to weigh the options and be sure consideration is given to various critical factors so you can make the best choices for your future.

The Financial Settlement Review

(Most Affordable Option!)

Have you already worked out your basic agreement ideas but want to be sure you’re doing it in the best possible way?
Schedule a 1- or 2-hour Settlement Review Call to uncover any potential problems in your agreement, or, opportunities to improve the overall result. This is a quick, affordable way to get the peace of mind that comes with involving a divorce professional. With rates lower than those of most attorneys, many clients say this is the best money they’ve spent on their divorce.